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Paying Your Ratesprint

This section gives information on when your rates are due, what discounts are available, penalties on late payments, ways to pay your rates and overdue rates accounts.

Instalment Due Dates

The Council's financial year runs from 1 July to 30 June, and rates are charged in four equal instalments. Invoices are posted out approximately 4-5 weeks before the due date.

Instalment Due Date Last Date for Payment
 1 20 August
27 August
 2 20 November
27 November
 3 20 February
27 February
 4 20 May
27 May

Penalty Charge for Late Payment

A 10% penalty is added to any part of an instalment which remains unpaid after the last date for payment shown above.

Discount for Early Payment of Total Rates

A discount, amounting to 4% of the general rate, roading rate and community services rate, is allowed if the total year's rates, including rates collected on behalf of Environment Canterbury (the Canterbury Regional Council) are paid in full before the last date for payment of the first instalment, i.e. 27 August.

Penalty Charge on Rates Arrears

A penalty charge amounting to 10% of the amount of unpaid rates from previous financial years, including any penalty charge imposed before 30 June in the previous financial year, will be added in July and January each year.

Payment Methods

The Council accepts the following methods of payment:

Online Credit Card Payments

Secure online credit card payments can be made using the link below. Please have your Valuation Number handy (on your Rates bill) and your credit card number.

Please note: an Online Convenience fee of 2.4% of the amount paid is charged for all payments made using this method. The minimum Online Convenience fee is $3.00. Waimakariri District Council does not receive any of this fee.

Cash, Cheques and Eftpos (excluding credit cards)

Payments may be made at the Kaiapoi, Rangiora and Oxford Service Centres. Post-dated cheques are accepted. Cheques may be posted in to the Council. Please do not post cash.

Direct Debits

Options available for payment by direct debit include weekly, fortnightly, monthly, quarterly (instalment due date) and annual payment to claim discount.You complete and sign an application form (pdf, 237 kB) (also available from all service centres) and we advise the amount of each payment, and the dates that payments will be debited. If you want to stop or change a direct debit, a call to the Council is all that's required.

Automatic Payments

Ratepayers may direct credit a regular amount from their bank account into the Council's account. To avoid penalties, automatic payments should be set to clear each instalment by the due date. Council staff can help you to calculate this amount.

Telephone or Internet Banking Transfers

Instalment payments or a regular amount may be transferred to the Council through a telephone or online transfer. Use your valuation roll number for the payment reference. The bank account for telephone/internet payments is Account number: 01 0877 0129222 00.

Overdue Accounts

If you are not able to pay your rates we encourage you to talk to the Rates Collection Team as soon as possible so we can help you set up a payment plan that will bring the account up to date before any collection action is taken. Email us at rates@wmk.govt.nz

Collection of rates from the mortgagee

Following the end of each financial year, the Council may notify a mortgagee of rates owing on any property that a bank or finance company holds a mortgage over.

Three months after this advice, the Council can demand payment of rates arrears from the mortgagee.

If you have a mortgage on your property it is in your interests to contact the Council before an approach is made to the mortgagee. Once a demand for payment has been made to a mortgagee, there is no further opportunity for the ratepayer to make a payment arrangement with the Council for the payment of the arrears.

Court proceedings

Where there is no mortgage on a property, the Council will begin proceedings in the District Court to recover unpaid rates. The cost of taking court action is generally added to the debt.

Court action can result in the property being sold with the proceeds being used to clear unpaid rates.

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